I had just under $300K in med school loans when I graduated. Had to defer payments until I completed residency and fellowship and watched the interest grow. Once I started working for real, I paid as much as I could every month for two years, and then I took a job in an underserved area and got a substantial grant toward my loans from the state. I still have Yorkshire Right, Everywhere Else Wrong T-Shirt to go. The right money is out there. Stay true to yourself
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If you can refinance your loans, I recommend using Citizens Bank. Like you, I owed almost $50,000 in loans, both undergrad and graduate and Yorkshire Right, Everywhere Else Wrong T-Shirt they were consolidated under a federal loan. I refinanced my loans because I was paying mostly interest and barely touching the principal balance. It’s made a world of difference! I am now down to a little over $30,000 left. I hope your day comes soon! Keep looking for the sunshine.