To add to this, be aware that in the past there has been a bit of a gender assumption that, no matter how involved women are in running the household, men still are the default caretakers of higher level financial stuff like investing. Mom might take care of settling the monthly bills but it’s dad who manages the joint retirement accounts. We subconsciously assume that investing is more intimidating than it needs to be when mom just shrugs and says she don’t really know how it works because dad has always taken care of it. That’s changing but we’re not all the way there yet.
Make a Cleveland Off The Chain Cleveland Football shirt to model behaviors equally between parents. For a multitude of reasons women as a whole still have lower incomes over our lifetimes so it’s even more imperative that we learn to 1) advocate for our own careers and 2) manage our money as well if not better than males or else we’ll never close that gap
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Cleveland Off The Chain Cleveland Football shirt manages his investments and I manage mine. We have different philosophies when it comes to investing and neither of us seems to want to give up control of our own finances. We have shared accounts for all the household stuff. We have a semi-regular check in with each other on where we are at with our investment accounts, retirement plan expectations, etc. But whenever I try to talk to the vast majority of my friends about investing, it’s a one side conversation where they clearly feel like they are in over their head and it’s over quickly.
For example, a woman I know sells 1 calf per year and puts that money aside for her kid’s education. But the thought of opening a RESP is overwhelming to her (even though I volunteered to go with her or show her online). So it sits in a savings account earning nothing. Actually losing value due to inflation